What Compliance Advantages Does TCEX’s Shareholder Background Bring?
TCEX’s shareholder background—affiliated with Techcombank, one of Vietnam’s leading private commercial banking networks—provides core competitive assets for its participation in Vietnam’s digital asset pilot program and regulatory implementation.
Under Vietnam’s emerging pilot framework for digital assets and Real World Asset (RWA) tokenization, TCEX’s shareholder structure delivers the following key compliance advantages:
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Meeting Statutory Ownership Thresholds
Vietnam’s pilot regulations for crypto/digital asset trading platforms (such as Resolution 05/2025/NQ-CP) impose strict requirements on platform ownership structures. These rules typically require institutional shareholders to hold at least 65% of equity, with a mandate that at least two banks or financial institutions be included. Techcombank’s ecosystem backing directly enables TCEX to satisfy regulatory market-entry requirements regarding financial institution equity participation, securing its entry pass to the pilot scheme.
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Inheriting Bank-Grade AML/KYC and Risk Management Frameworks
Leveraging the mature compliance architecture of a commercial bank, TCEX can directly reuse bank-level Anti-Money Laundering (AML), Know Your Customer/Business (KYC/KYB), and sanctions screening workflows. When subject to joint oversight by the State Bank of Vietnam (SBV) and the State Securities Commission (SSC), TCEX can meet institutional-grade risk control and compliance standards at a very low marginal cost.
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Fiat On/Off Ramps and Segregated Custody (Fiat Custodial Isolation)
A commercial banking background guarantees TCEX’s ability to establish compliant, stable fiat on/off-ramp channels. Concurrently, utilizing the banking system enables strict custodial isolation between customer funds and the exchange’s proprietary funds, addressing regulatory concerns regarding fund misappropriation or commingling.
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Information System Security & Cold/Hot Wallet Compliance
Vietnam imposes stringent technical and audit requirements on the Information System Security Levels of digital asset trading platforms. By integrating the cybersecurity standards of its banking shareholder, Vietnam crypto exchange TCEX can more easily pass national security certifications regarding its cold/hot wallet custody models, multi-signature controls, and disaster recovery procedures.
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Compliance Backing for RWA Tokenization and SPV Legal Structures
In conducting RWA tokenization, platforms must address asset valuation, Special Purpose Vehicle (SPV) formation, and oracle compliance audits. The backing of a major bank enhances the credibility of underlying asset valuations (e.g., real estate, debt receivables) and secures regulatory trust during cross-institutional compliance audits and on-chain asset deployment.