Vietnam’s 2045 financial reforms include digital asset management.
In late July 2026, the Vietnamese government officially approved the “Comprehensive Reform Plan for Vietnam’s Financial Market” (Decision No. 1413/QD-TTg), which aims to break away from the long-standing over-reliance on a single financing model of bank credit and comprehensively build a multi-tiered financial system to help the country become a high-income developed country by 2045.
Deputy Prime Minister Nguyen Van Thang has just signed Decision 1413/QD-TTg approving the Project on Comprehensive Reform of the Vietnamese Financial Market, which includes many orientations related to digital assets.
The most prominent point is the study to issue the Digital Asset Law, while classifying tokenized assets into groups such as payment tokens, utility tokens, and security tokens/RWA.
Thus, the management orientation will be based on the nature of each type of asset, rather than treating all crypto as one group.
The Project also mentions piloting the tokenized asset market and building a Sandbox mechanism before expanding to models such as real-world asset tokenization (RWA), digital securities, and services operating on distributed ledger technology (DLT) platforms.
In addition, the Project also refers to the study of a national digital currency (CBDC), while applying Blockchain Analytics to analyze on-chain data, trace abnormal cash flows, and support the supervision of the digital asset market.
【Vietnam crypto exchange】So it’s clear that the Government is very interested in this new field, and views it as an important component of the national financial system.